Is it better to swipe the card on the POS machine of the bank?


Yesterday, a card friend asked me: I went to the bank to handle a pos machine, and then swiped the credit card on this machine, is it sure to raise the amount?

A friend who has this question is really more than one.

So today I will analyze this issue.

First of all, everyone must understand that banks have their own settlement system. In which bank to handle the POS machine, all the credit card transactions on this POS machine are all settled in the bank's own system, which is not through UnionPay.

For example, you have set up a POS machine at the Construction Bank, brushed the credit cards of other banks, and went all the way to the CCB system. Without the UnionPay, the card-issuing bank will not earn any fees.

Therefore, if you only swipe your card on this POS machine, you may be able to raise the amount of credit cards of other banks except for CCB credit cards.

Then we will talk about another question. It is not easy to handle a POS machine that really belongs to the banking system.

In the eyes of banks, the average small merchants do not have much water. If you go to them to do pos machines, most of the banks will still install the machines for the cooperative third-party companies. Unless you open a public account in a bank and have enough deposits, like a large supermarket, the flow is particularly large, and the bank can make a lot of money, they are willing to apply for their own system pos machine.

Whether it is a pos machine in a bank or a pos machine in a third party, the most important thing is to ensure security.

If an individual or small business wants to apply for a pos machine, or find a reliable agent, choose a regular payment platform and a quality machine, and ensure that after-sales service is available. In this way, no matter which bank's credit card you use, as long as the card is reasonable, it is possible to raise the amount for a long time.

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