In the first three quarters of the province, the bank card cross-bank transaction volume exceeded 1 trillion

During the “double festival” in the past, the transaction volume of bank cards across the province was refreshed again. The total transaction amount reached 24.43 billion yuan, and the total number of transactions reached 7.168 million, an increase of 72.6% and 41.2% respectively over the same period of last year. In the first three quarters of this year, the bank card transactions in our province were active, with 233 million transactions and an amount of 1.03 trillion yuan, breaking through one trillion yuan for the first time.

Bank card transactions grew faster than the national average. According to reports, in the first three quarters, the province achieved 237.79 million bank card clearing transactions, 1,026.25 billion yuan, a year-on-year increase of 17.5% and 43.9% respectively. The province's transaction volume and transaction amount growth rate were 7.7 higher than the national average growth rate respectively. 1,6.9 percentage points. Among them, the province realized 27.78 million transactions and 391.71 billion yuan, representing a year-on-year increase of 45.8 times and 2.2 times. The spurt development of the payment business has opened up new economic growth points and promoted the province's transaction growth rate higher than the national average.

Non-bank payment institutions occupy the main position of the bank card consumer market. In the first three quarters, the province achieved a total of 12.43 million POS clearing transactions and 391.49 billion yuan, an increase of 12.1% and 24.6% respectively. The number and amount of POS transactions in the province accounted for 1.4% and 1.2% of the national POS transactions, respectively, and the growth rate was 18.4 percentage points higher than the national average. Non-bank payment institutions POS transactions maintained rapid growth, with market share exceeding 70% of the province's POS transaction amount. In the first three quarters, the province's non-bank payment institutions realized a POS transaction amount of 275.94 billion yuan, a year-on-year increase of 60.8%, and a market share of 70.5%, an increase of 9.3 percentage points year-on-year.

Hotel food and entertainment consumption demand is relatively strong. In the first three quarters, the transaction value of hotel and entertainment and general merchants in the province increased well, with year-on-year growth of 898.3% and 379.8% respectively. According to the statistics of POS transaction amount, the general merchants realized 102.2 billion yuan of transactions, accounting for 26.1% of the total POS transactions, up 19.3 percentage points year-on-year; the livelihood merchants realized 91.98 billion yuan, accounting for 23.5% of the total POS transactions, a year-on-year increase. 1.6 percentage points.

Emerging electronic payment services such as mobile payments are growing rapidly. In the first three quarters, the province achieved a total of 52.263 million non-received transactions, of which 42.04 million were non-receiving credit transactions and 10.22 million electronic cash transactions. The province has realized a total of 1.241 million mobile non-connected transactions, realized 1.96 million two-dimensional code transactions, and realized 5.748 million small-value-free transactions. The province has realized a total of 256.55 billion yuan of Internet transaction clearing transactions.

Foreign card transactions in the province maintained steady and rapid growth. In the first three quarters, the number of card transactions in the province was 188.9964 million and the amount was 826.994 billion yuan, up 15.67% and 42.13% respectively year-on-year; the number of foreign card transactions was 43.739 million, and the amount was 1992.52 billion yuan, up 25.93% and 51.65 respectively. %, the growth rate of foreign card transactions in the province is significantly higher than the growth rate of card transactions in the province.