After the change of UnionPay fee on September 6, 2016, the rates were unified, the industry classification was cancelled, the second cleaning machine was all closed by UnionPay, and even Taobao prohibited the sale of POS machines. There are not many brands left in the market. If the mobile card reader you purchased does not pay a license, it is not safe. If there is a license, it is safe. The reason is very simple. The mobile phone card reader is the same as the third-party traditional POS machine. How to distinguish between a clearing machine and a second cleaning machine? A clearing machine is an acquiring company or UnionPay that has obtained a third-party acquiring license after the user swipes the card. Settlement, the second clearing machine is that the user does not pass the UnionPay after the card is swiped, but is settled by the Erqing Company that has not obtained the payment license, so the funds have potential safety hazards. 
Let’s see a real conversation first.
X customer: How much is your pos machine rate?
Me: 0.6% + 2 yuan, the fastest 1 second to arrive
X customer: too expensive, I only want low-cost hand brush, the cheaper the better, there is no 0.38 rate
I: Hand brush we have no rate below 0.38
X customer: That's it, let me see
I can!
After reading the conversation above, I don't know what you think!
I just want to talk to you about my thoughts here!
Some customers cash out is to ask for low rates, the lower the better, the best is not to save money, this is the idea of ​​some credit card holders!
In fact, it is blunt, some customers continue to use 0.38%-0. It is 49% low-rate hand brush, this rate is basically through:
1. Set a discount rate of 0.38 rate
2. Take the public welfare rate 0% rate
3. Through online payment offline (0.3%-0.38%) and other illegal ways to achieve!
No points, derating the hand brush, do you dare to use it?
It's not a low rate. Just continue to brush it. The next time you receive this text message is estimated to be you! That is to say, the low-rate machine mainly appears in the payment settlement of people's livelihood, public welfare, and non-profit organizations. If you only use these types of credit card receipts for a long time, your credit card is easy to control and even seal the card. In particular, you can't brush a large amount.
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