Each pos list has a business name and a merchant number. This number has a total of 15 digits. What does the 15 digit number mean? What do you represent separately?
The merchant number is a total of 15 places, of which:
1-3 acquiring banks,
4-7 administrative districts,
8-11 business types,
The last 4 digits are random codes.
1-3 acquiring banks
The first three represent the acquiring bank/institution (please note that it is not your credit card bank). This code is consistent with the bank account number in the personal credit report. The industry is also called the acquiring institution number, and the payment is checked (zhifucha. Cn) can query the acquirer number online.
The corresponding relationship of the acquiring institution number is as follows:
801 Shanghai Kayou Information Service Co., Ltd.
802 UnionPay Business Co., Ltd.
803 Beijing Digital Wangfujing Technology Co., Ltd.
804Easylink Payment Network (Hong Kong) Limited_internet
806 UnionPay Business Co., Ltd.
808 Bank (prepaid card)
810 iron and silver pass
811 UnionPay Business (Ministry of Railways Project)
812 Quick Money Payment Clearing Information Co., Ltd.
813 Fast Paying Information Technology Co., Ltd.
814Easylink HongKong
814Easylink Macau
815 Online Banking Online (Beijing) Technology Co., Ltd.
816 Yizhifu Technology (Beijing) Co., Ltd.
817 Beijing Qianbaobao Payment Technology Co., Ltd.
818 Shanghai Fuyou Payment Service Co., Ltd.
819 Shanghai PayPal Information Service Co., Ltd.
820 Shanghai Shengfutong Electronic Payment Service Co., Ltd.
821 Tonglian Payment Network Service Co., Ltd.
822 Lakara Payment Co., Ltd.
823 Shanghai Remittance Data Service Co., Ltd.
824 Shenzhen Fast Paying Financial Network Technology Service Co., Ltd.
825 Epro Payments Co., Ltd.
826 Shenzhen Yinsheng Electronic Payment Technology Co., Ltd.
827 Shande E-commerce Service Co., Ltd.
828 Ping An Electronic Payment Co., Ltd.
829 linkage advantage e-commerce company
831 Shanghai Huashi Information Technology Co., Ltd.
833 Beijing Haike Rongtong Information Technology Co., Ltd.
834 Modern Financial Holdings (Chengdu) Co., Ltd.
835 Guangzhou Yilian Commercial Service Co., Ltd.
836 Accompanying Payment Co., Ltd.
837 Tianyi E-commerce Co., Ltd.
838 Lefu Payment Co., Ltd. (deregistered)
839 Yinshitong Information Technology Co., Ltd.
841 Guangdong Yinjietong Electronic Payment and Settlement Co., Ltd.
842 Shenzhen Tenpay Co., Ltd.
843 Shanghai Point Interest Information Technology Co., Ltd.
845 Guangzhou Easy Tickets Payment Technology Co., Ltd.
846 Shenzhen Tengfutong Electronic Payment Technology Co., Ltd.
847 China Payment Technology Co., Ltd.
848 Shenzhen Qianbao Technology Service Co., Ltd.
849 Jialian Payment Co., Ltd.
850 Shanghai Deyi Network Technology Co., Ltd.
851 Zihe Letter Network Payment Co., Ltd.
852 Zhejiang Shengju Payment Technology Co., Ltd.
853 Shanghai Yuyin Information Technology Co., Ltd.
856 Shanxi Yilian Payment Data Processing Co., Ltd.
857 Fujian Guotong Xingyi Network Technology Co., Ltd.
858 Pingfu Technology Service Co., Ltd.
859 Beijing Yijiu Payment Technology Co., Ltd.
861 Shenzhen Shenyin Lianyi Financial Services Co., Ltd.
862 Chengdu Paytong New Information Technology Service Co., Ltd.
864 Beijing Herong Payment Technology Co., Ltd.
865 Zhongjin Payment Co., Ltd.
866 Guangdong Huika Business Service Co., Ltd.
867 Lianlian Yintong Electronic Payment Co., Ltd.
868 Zhonghui Electronic Payment Co., Ltd.
869 Jiefu Ruitong Co., Ltd.
870 Yitong Payment Co., Ltd.
873 Beijing Hengxintong Telecom Service Co., Ltd.
886 Shenzhen Ruiyinxin Information Technology Co., Ltd.
887 Shenzhen Ruiyinxin Information Technology Co., Ltd.
890 Shenzhen Le Brush Technology Co., Ltd.
898 UnionPay Business Co., Ltd.
990 Tonglian Payment Network Service Co., Ltd.
893 Guangdong Shengdijia E-Commerce Co., Ltd.
900 Beijing Changjietong Payment Technology Co., Ltd.
928 Guangzhou Helibao Payment Technology Co., Ltd.
990 Tonglian Payment Service Co., Ltd.
QRC China UnionPay (small and micro merchants)
100 Postal Savings Administration
102 Industrial and Commercial Bank of China
103 Agricultural Bank of China
104 Bank of China
105 China Construction Bank
301 Bank of Communications
302 CITIC Industrial Bank
303 China Everbright Bank
304 Hua Xia Bank
305 China Minsheng Bank
306 Guangfa Bank Co., Ltd.
307 Shenzhen Development Bank
308 China Merchants Bank
309 Industrial Bank
310 Shanghai Pudong Development Bank
4-7 administrative districts
These four digits are administrative division codes. In fact, the first four digits of this code and ID number are consistent and accurate to the city. The area code can be queried online by paying a check (zhifucha.cn).
The administrative division code correspondence is as follows:
Beijing 1100
Tianjin 1200
Shandong Province 3700
Liaoning Province 2100
Shanxi Province 1400
Henan Province 4100
Hebei Province 1300
Jilin Province 2200
Heilongjiang Province 2300
Shaanxi Province 6100
Gansu Province 6200
Qinghai Province 6300
Ningxia District 6400
Xinjiang 6500
Hainan Province 4600
Hong Kong District 8100
Macau District 8200
Shanghai 2900
Chongqing 5000
Guangdong Province 4400
Guangxi District 4500
Hunan Province 4300
Hubei Province 4200
Jiangsu Province 3200
Zhejiang Province 3300
Inner Mongolia 1500
Anhui Province 3400
Fujian Province 3500
Jiangxi Province 3600
Sichuan Province 5100
Guizhou Province 5200
Yunnan Province 5300
Tibet 5400
Taiwan Province 7100
8-11 business types
These four represent the pos merchant code, which is directly related to whether you swipe your card with or without points.
General bank regulations for real estate (1502), wholesale (5998), automotive (5511), hospital (8062), schools (8211, 8220), etc. are no points, wholesale, real estate, public welfare, car purchase, tax payment, education , fines, various expenses in business, etc., without points.
First, the non-point merchants of each bank are different. I heard that the real estate class of the Bank of China is even a point, but it is calculated by pen rather than by amount. For details, please consult the customer service of the respective bank;
Second, the current business code registration is not very standard, that is, the code and the actual merchant type can not be 100% identical, which means that you can't get 5998 when you go to the department store.
(For details, please refer to the UnionPay MCC schedule, and you can query the MCC code information online by paying the check (zhifucha.cn).)
The last 4 digits are random codes
The last four should be the merchant's own code, no actual rules.
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