Bank of China Pocket Bank, your portable bank

Line up at the bank, just for a transfer; look around for computers that can access the Internet to complete a payment service as soon as possible...

Have you ever had the above experience? In fact, the solution is in your hands.

The Bank of China, which practices the "customer-centric" service concept, has already thought of a solution for you. The Bank of China combines the essentials of people's lives, mobile phones and financial services, and launches a caring business – “Bank of China Pocket”, which can help you handle most non-cash business. When you are on a business trip, waiting for a bus, or waiting in a supermarket to check out the bill... Take out your mobile phone and you will be able to enjoy the financial services provided by the “Bank of China Pocket Bank”. The money, life and work are not wrong.

Mobile banking, in fact, not mysterious

"The so-called mobile banking is the abbreviation of using mobile communication networks and terminals to handle related banking business." The head of the electronic banking department of the Bank of China Xuchang Branch told reporters: "Mobile banking can not only enable people to handle multiple types of finance anytime, anywhere. Business, and greatly enrich the meaning of banking services, so that banks can provide traditional and innovative services to customers in a convenient, efficient and safe way. The unique characteristics of mobile terminals make it an ATM machine, The powerful tools for banks to conduct business after the Internet and POS machines are getting more and more attention from international banks."

It is understood that both mobile banking and online banking belong to the category of e-banking. Both provide services through the network. The business handled is similar, but one is realized through mobile phone networking, and the other is realized through computer networking. Online banking allows customers to handle most of their business without having to go to the bank counter. It not only reduces the pressure on the bank counter, but also facilitates customers to conduct business anytime and anywhere. It is very suitable for the fast-paced life of modern people.

Bank of China handheld line is actually very convenient

The person in charge of the e-banking department of the Bank of China Xuchang Branch introduced that the Bank of China’s “Bank of China Pocket Bank” has three major characteristics:

Mobile Shopping - Easily buy goods on a mobile shopping site that works with BOC and enjoy a good shopping experience.

Mobile Banking - Provide account inquiry, transfer remittance, notice deposit, time deposit, self-service payment, loan inquiry, credit card repayment and automatic repayment setting and fund, gold, foreign exchange, third party deposit, B-share certificate Transfer, book-entry treasury bonds, silver transfer and other services.

Value-added services - provide mobile securities value-added services, can view stock market conditions and conduct trading transactions. Value-added services are only available in the "BOC Palm" client.

"Before I also used the WAP version of mobile banking, I found that the client interface is very beautiful. It uses the display style of Jiugongge. Many functions have very vivid icons, which are more in line with our mobile phone operating habits. If you log in with the client, you don't have to enter the URL again. It is more convenient to operate and the access speed is faster.” Mr. Wang, who works in a business unit in the city, has a good evaluation of the Bank of China Mobile Banking client version.

Bank of China handheld installation is very simple

It is understood that all users who hold iphone, iPad and Nokia mainstream models and use android system can download mobile banking client through the Bank of China website like Mr. Wang, enjoy self-service registration, account inquiry, transfer remittance, loan inquiry, Investing in wealth management, credit card, electronic payment and personal settings, BOC also launched a value-added version of client software including electronic maps and mobile phone stock services to further optimize the customer experience. Customers who have already opened the WAP version of Mobile Banking do not need to re-open the client version. Just install the client software on the mobile phone and log in to the original account to enjoy the corresponding service.

In addition to its rich functions, Bank of China has been working hard to improve the security of mobile banking. It is the first in the country to adopt the internationally-accepted high-level security authentication tool, the dynamic port token, to ensure the security of the “Bank of China Pocket”. The dynamic port token automatically updates a dynamic password every 60 seconds. One password is used only once during the authentication process. The next password is replaced with another password. The user does not need to remember the password. Dynamic passwords are required for important transactions such as “Bank of China Pocket” login and transfer fees, and their security and ease of use are second to none in domestic mobile banking. In addition, customers can also set their own trading quotas for “BOC Palm” and make risk control based on their risk tolerance.

If you want to handle banking more easily, customers may wish to choose the fashion method - Bank of China's "Bank of China Pocket" to try.

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