The POS machine card processing fee standard was lowered and officially implemented on September 6.

The POS machine card processing fee standard was lowered and officially implemented on September 6. The specific details of the small series for your report.

The official website of the central bank said that the National Development and Reform Commission and the People's Bank jointly issued the "Notice on Improving the Pricing Mechanism for Bank Card Credit Card Fees", and the card fee standard was lowered from September 6.

The relevant person in charge of the National Development and Reform Commission and the central bank said that this adjustment will reduce the rate level by a large margin, which will help reduce the operating costs of the merchants, improve the operating environment, and not increase consumer spending, which will help consumers to obtain better credit card consumption experience. .

The notice requires that the rate level be reduced to a debit card transaction of no more than 0.35% of the transaction amount and a credit card transaction of no more than 0.45%. The network service fee is changed to not distinguish the merchant category, and the government guide price and cap management are implemented. The bank card clearing institution separately collects the receipt from the card issuer and the card issuer. The rate level is reduced to not exceed 0.065% of the transaction amount, which is 50% for each card issuer and acquirer. The card issuing service fee and the network service fee shall be subject to a single capping measure. The maximum fee for the debit card transaction card issuer service fee shall not exceed 13 yuan, and the credit card transaction shall not be subject to a single cap control. The network service fee does not distinguish between borrowing and credit card, and the maximum amount of the single transaction is not more than 6.5 yuan. Supermarkets, large-scale warehouse-style stores, water and electricity gas payment, refueling, and transportation ticket-selling merchants that have close relations with the daily life of the people, maintain the overall stability principle according to the rate level, and implement card-issuing service fees and network services during the two-year transition period. Rate discount.

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